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What hydroponic shop insurance covers
As a hydroponic shop, you sell equipment and supplies for cannabis operations. It is important that you have proper hydroponic shop insurance coverages specific to the cannabis industry even though you are not selling cannabis itself.
In addition to required General Liability coverage, there are a variety of options for you to choose from. Property coverage can help protect your shop in the event of fire, vandalism or theft, and product liability can protect you in the event of faulty equipment.
Contact one of our licensed cannabis insurance agents at The Cannabis Coverage Company today to learn more regarding the different types of insurance coverage products available for your hydroponic shop.
Available Coverages
Who this coverage is for
Hydroponic and grow-supply stores that sell lights, nutrients, growing media, tents and equipment to home and commercial growers.
What drives your premium
We don’t publish prices because every quote depends on underwriting. Carriers mainly look at:
- The products and equipment you sell
- Revenue and inventory value
- Any delivery or installation services
- Store location and security
- Claims history, limits and deductibles you choose
Hydroponic shop insurance FAQ
Do hydroponic shops need cannabis insurance if they don't sell cannabis?
Often, yes. Many standard carriers decline or exclude businesses whose customers are cannabis growers, even when the shop sells only equipment and supplies. A policy written with that exposure in mind helps avoid a declined claim later.
What coverage does a hydroponic shop usually carry?
Most start with general liability and product liability for the equipment and nutrients you sell, property coverage for inventory and the store, and workers' compensation once you have employees. Shops that deliver or install equipment may need commercial auto and coverage for that work.
What affects the cost of hydroponic shop insurance?
We don't publish prices because every quote depends on underwriting. The main factors are the products you sell, revenue and inventory value, any delivery or installation, store location and security, claims history and the limits you choose. Request a quote or call (916) 967-7715.
Why cannabis businesses work with The Cannabis Coverage Company
- Writing cannabis insurance since 2009
- Licensed in all 50 states (CA Lic. #0G22084)
- Part of Lions & Coventry Insurance Services
- One agency for liability, property, auto, workers’ comp, cargo and bonds
We work with cannabis businesses nationwide from our office at 7816 Uplands Way, Ste C, Citrus Heights, CA. Request a quote or call (916) 967-7715.