The Cannabis Coverage Company
Cannabis Insurance
Specialized cannabis business insurance services for dispensaries, growers, manufacturers, distributors and more.
Writing cannabis insurance since 2009. Licensed in all 50 states.
Since 2009 · Licensed in all 50 states · Part of Lions & Coventry · CA Lic. #0G22084 · Citrus Heights, CA · (916) 967-7715
Why a cannabis specialist
Expertise matters
Here at The Cannabis Coverage Company, we specialize in providing insurance services specifically for cannabis operations. With frequently changing laws and continuing tension between state and federal regulation, it is important that the insurance company you work with fully understands your unique needs. Since 2009, we have worked with cannabis entrepreneurs to find the right policy for their business.
We work with a number of carriers who also specialize in the industry. This enables us to provide coverages that are built to withstand the “ups and downs” of running a cannabis business.

Business type
What type of cannabis business do you run?
Choose your business type to learn more about available coverages.

Manufacturers
As a cannabis manufacturer you face certain risks, including liability.
Learn more →
Cannabis Delivery
With cannabis delivery, there are certain risks when transporting your product.
Learn more →
Cultivators
Whether you grow indoors or outdoors, you have options to protect your crop.
Learn more →
Dispensaries
Cannabis insurance has come a long way, and there are a number of coverages available for you to choose from.
Learn more →
Processors
Processing involves expensive equipment and valuable product. Find out what options are available to protect your investment.
Learn more →
Distributors / Wholesale
Whether you have a storefront or not, there are a variety of options available to protect your investment.
Learn more →
Hemp / CBD
Even if your product has little to no THC, it is important that you have coverages specific to the cannabis industry.
Learn more →
Laboratories
With product liability issues on the rise, it is important that you have the right coverages in place.
Learn more →
Landlords
If you have tenants that run a cannabis operation, it is important that you have the right policies in place.
Learn more →
Property Managers
Cannabis businesses face unique risks compared to other types of businesses.
Learn more →
Hydroponic Shops
Because you sell products and equipment to cannabis business owners, it’s important to have industry-specific coverage.
Learn more →
Smoke Shops
Even if you do not sell cannabis products, standard policies may not cover the unforeseen.
Learn more →
Available coverages
Cannabis insurance coverages
There are a lot of available coverages here at The Cannabis Coverage Company. Because every cannabis business is unique, we will take the time to discover your needs and provide options that work for you.
Unfortunately, claims do happen…
We understand that running a business can be expensive. When it comes to insurance, there’s a temptation to skip on the expense and hope that nothing bad happens. Unfortunately, claims against businesses happen more often than you might think, and as “Murphy’s Law” would have it, they usually happen at the worst time. The investment you make in adequately insuring your business is usually much less than the costs and loss that can occur if the unforeseen happens.
What you need to know
Working with a cannabis insurance specialist
Aren’t all insurance companies the same?
Insurance companies are not the same. We exclusively work with insurance carriers that write policies for the cannabis industry, and this is extremely important to avoid the trouble of a denied claim and lost finances.
Do I need to call around to other agencies?
There’s no need, because we do the shopping for you. We will contact cannabis insurance carriers to find coverages that suit your needs.
Nationwide
Cannabis insurance in all 50 states
The Cannabis Coverage Company is based in Citrus Heights, California, and is licensed in all 50 states. We work with cannabis insurance carriers who write policies for different states, so you can save yourself the time and hassle by working with one of our licensed cannabis insurance agents.
Starting a cannabis business? Tell us about your plans and we’ll help you line up the coverage you’ll need for licensing.
Part of Lions & Coventry
The Cannabis Coverage Company provides specialized insurance coverages for cannabis operations and is part of Lions & Coventry Insurance Services, LLC.
7816 Uplands Way, Ste C, Citrus Heights, CA
(916) 967-7715
CA Lic. #0G22084
- Hemp THC Ban 2026: Five Insurance Questions to Ask Before the Federal DeadlinesFederal hemp THC limits take effect November 12 and December 11, 2026. Here is what hemp, CBD and THC beverage businesses should review in their insurance.
- Cannabis Delivery Auto Insurance and What You Need to Know
Cannabis delivery puts your drivers, vehicles and product on the road every day, in a tightly regulated part of the industry. For those of… - 3 Factors To Consider When Purchasing Cannabis Insurance
Does Your Cannabis Insurance Policy Give You Proper Coverage? When a lot of people go shopping for insurance, they like to hone in on…
Request a quote
What you need and nothing more
When it comes to cannabis insurance, one size doesn’t fit all. We will take the time to discover your specific needs, make sure that everything is crystal clear and provide you options that work for you. Contact us now for a personalized proposal!
Our cannabis insurance quote proposals are obligation free. We value discretion, so your information is always safe with us.
