Cannabis Business Auto Insurance
Cannabis Business Auto Insurance is a protective cannabis insurance as it provides coverage in the event of an at-fault accident, covering injuries and damages for third parties. It offers comprehensive and collision coverage, covering any damages to your work vehicle, regardless of fault. Business Auto also insures you in the event you are hit by a third party without insurance.
As a cannabis business owner, whether you own a cannabis delivery service, a cannabis collective, or a dispensary, it is important for you to know that a regular business auto policy may not cover you and the items you are transporting unless you disclose that you are transporting cannabis, or you work with a cannabis operation. There are very few insurance carriers who will provide insurance for cannabis businesses which is why it is extremely important to work with an agent who specializes in the industry. Also, many business owners believe that personal auto policies will suffice; however, that is not the case. Keep in mind that if you, your employees, or hired help is using their vehicle for work (whether they own it or not) it is paramount for you to have the right policy in place in order to ensure coverage.
If you want to make sure your transported product is fully protected, be sure to ask one of our cannabis insurance specialists about Cargo Coverage as well!